Supply-chain finance, settled worldwide

Invoices in.
Working capital out.

MoneyMesh connects suppliers, buyers and investors on one platform. Suppliers get paid early, buyers keep their payment terms, and investors fund the gap, priced transparently against Euribor.

Try the live demo See how it works
Financed
€48M
Invoices settled
1,240
Average tenor
18 days

Drag to spin · pause and the courier says hello

€ INV-24018 €24,500 Funded •
€ INV-24011 €8,920 Approved by buyer •
€ BATCH-0317 €112,400 Settled •
€ INV-23997 €15,250 60-day tenor •
€ INV-23990 €3,480 Paid early •
€ BATCH-0316 €64,030 Acknowledged •
€ INV-23984 €41,700 Euribor-linked •
€ INV-23979 €12,660 Repaid on due date •

How it works

One invoice, four hands, zero waiting

Every invoice follows the same path. Each party sees only the part it is responsible for.

  1. 1

    Supplier raises

    Upload one invoice or a whole batch from CSV, with the PDF attached.

  2. 2

    Buyer approves

    The buyer confirms the batch and signs the acknowledgement letter.

  3. 3

    Investor funds

    Approved receivables are distributed to investors, and the supplier is paid early.

  4. 4

    MoneyMesh settles

    The buyer repays on the due date. Grace periods, part-payments and late fees are tracked.

Who it's for

Three ways in, one shared ledger

Buyer and Supplier aren't separate accounts. They are the two sides a trading company can take on any invoice.

Platform Admin

Runs the platform: onboarding, linking, invoice approval, policies and payouts.

  • Onboard companies and link buyers to suppliers
  • Approve, batch and pay invoices
  • Set collection and portfolio policies

User

Buyer · Supplier

A trading company — raises invoices as a Supplier, settles them as a Buyer.

  • Raise invoices as a Supplier, get paid early
  • Approve batches and sign acknowledgements as a Buyer
  • Keep your payment terms, track what is payable

Investor

Funds the receivables and carries the exposure: portfolio, cash flow, repayments.

  • Fund approved receivables
  • Follow a cash-flow schedule by due date
  • See repayment exposure across buyers

Early payment

Know what you'll receive before you ask

Pricing is set per buyer–supplier programme: a discount fee by tenor (30, 60 or 90 days), an admin fee, and optionally a Euribor-linked rate. No hidden spread.

  • Tenor tiers applied automatically from payment terms
  • Euribor rates refreshed from the market every hour
  • Grace periods and late fees configured per programme
€50,000
Payment terms
Fee (2.50% over 60 days)
€1,250
Paid to you today
€48,750

Illustrative rates. Actual pricing is set per programme by the MoneyMesh admin.

See the whole mesh in five minutes

Sign in as an admin, a trading company or an investor. The demo is fully seeded and read-only, so try anything.

Open the demo